Life Insurance
Personalised Advice

Tailored insurance recommendations based on your situation

This service is designed for people who want personalised financial advice about their insurance needs.                                                                                                                                                                                                                                                                                          

What this includes

  • A full review of your personal circumstances
  • Advice on how much cover you may need
  • Recommendations across life, TPD, trauma insurance and income protection
  • Advice on structuring policies (personal, superannuation or business-owned)
  • Review of your existing insurance arrangements
  • Ongoing support from a qualified adviser

Best for you if

  • You are unsure what level of cover you need
  • You want recommendations specific to your income, family or business
  • You want help comparing insurers and policy definitions
  • You want a structured insurance plan, not just a quote

Key benefits

You receive tailored advice designed around your personal financial situation and goals, not generic estimates.                                                                                                       

Advice process

Step 1 Complete personal questionnaire
Answer a few simple questions about your personal circumstances, goals and insurance needs to help us understand your requirements.
Speak with an experienced financial adviser who will discuss your objectives and help identify suitable insurance solutions.
Receive personalised insurance recommendations and guidance, helping you make an informed decision with confidence.

Choose your preferred option and your financial adviser will assist in completing your insurance application

Simple, self-directed insurance

This option provides access to a life insurance quote through TAL and is intended for people who want to explore options independently or have an idea of the type of cover they need. TAL are one of Australia’s leading life insurers, with over 150 years of experience supporting millions of customers.

What this includes

  • Online quote for life insurance via TAL
  • ·        Ability to choose features and benefits that fit your needs and budget

  • General product information about available cover types through TAL 
  • Support in processing your insurance application  

# Persons deciding whether to acquire or continue to hold life insurance issued by TAL
should consider the relevant Product Disclosure Statement (PDS). The Target Market Determination (TMD) for the product (where applicable) is also available.

Best for you if

  • You already understand the type of cover you want
  • You ave a straightforward financial and insurance situation
  • You prefer to explore and compare options independently first
  • You want a quick and simple way to obtain insurance pricing

Key benefits

With TAL life insurance getting a quote is simple, easy and takes under 5 minutes. You can add, remove and customise your policy benefits and features to suit your
needs and budget.

Get covered in 4 simple steps

Step 1 Enter personal information

TAL will ask for your name, DOB, email, phone, postcode, sex, smoking status, occupation, income and if you’re self employed.

Select the products you’re interested in: Income Protection, Critical Illness, Life, and/or Total and Permanent Disability (TPD) insurance.

Choose to either continue your application online by answering additional underwriting questions or wait for a call to speak with one of TAL’s local insurance specialists who can support you through your application.

Once reviewed, if your application is accepted, TAL will issue your policy and you can continue living life knowing you’re covered with TAL.

# Securitas Financial Group will receive a commission for any policy sale.

We Handle the Details

Insurance made simple. We take care of the complexity, paperwork, and fine print—so you don’t have to.

Advice at no extra cost

We believe getting the right cover shouldn’t come with hidden fees. That’s why our advice is provided at no additional cost, with full transparency every step of the way.

Personalised insurance guidance

No two people are the same. We take the time to understand your situation first, then recommend cover that genuinely fits your needs—not a one-size-fits-all solution.

Real expertise you can rely on

Our advisers bring deep industry experience and a strong focus on life and general insurance. You get practical, informed advice designed to give you confidence in your cover.
Insurance Provider

We’ve Got You Covered

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